The most popular joke this Christmas season isn’t some dirty old man falling down the chimney and into Grandma’s bed. This Holiday season will be marked by joy and laughter when somebody delivers the punchlines. “Obamacare”, “But I thought I could keep my insurance”, and “I loved my doctor but Obamacare broke us up”. The laughter and joy fills the room as people find more things to poke fun about Obamacare.
“And then they asked my if my 4 year old is married”, one will say, and then the next “They wanted the DOB of my dog and two goldfish”. “Oh yeah, well my Obamacare application asked me if I would like to contribute to OFA and when I clicked no, the IRS called me ten minutes later telling me I was getting audited”. At the end of the party, the host stands at the door to tell his guest “Merry Christmas” and gives them a sobering reminder that Obamacare gets worse in 2014. Much worse.
We have a Senator who clearly still hasn’t read the bill. She’s scrambling, looking for a fix to her problem. She is completely shocked that so many people are losing their insurance. That means two things must be true. The first is that she did not listen to her constituents that were warning her that the bill will cause them to lose their insurance. The second is that she clearly did not read the bill. What’s even more clear, she’s had over four years to read the Obamacare bill and she still hasn’t read it. If she had, she’d know – there’s no fix, it only gets worse
I can’t help but to think of Obamacare and the RMS Titanic. It was passed to much fanfare. Like the Titanic, it was touted as a great achievement. A few weeks ago, Republicans were calling for a delay in the individual mandate, but Mary Landrieu joined other Democrat Senators in shutting down the government until Republicans caved on their demands of delaying Obamacare. Now Mary Landrieu wants to delay the individual mandate of Obamacare. It would have been nice if she would have had the foresight and agreed with the Republicans instead of shutting the government down.
Mary Landrieu is now scrambling to “fix” Obamacare, but had Mary Landrieu read the bill at anytime, she would know that the people who are losing their insurance under the individual marketplace, though a small minority, isn’t just a “glitch” it’s just the tip of the iceberg. Acting like we can “fix” Obamacare now is no different than the RMS Titanic trying to avoid the iceberg by slowing down from full speed and turn right. Although I’m pretty sure the Titanic turned left and what a disaster that ended.
The reality is, while Mary Landrieu now attempts to fix a problem that she discovered a few days ago (in which she could have discovered four years ago if she had read the bill like a Senator who fights hard for her constituents would do), more problems with Obamacare remain on the horizon.
Over the course of the next year, new problems arise. Companies are going to lower the hours given to part time employees and more jobs will be part time. Now instead of a part time employee receiving 30 plus hours a week, they are going to get 20 hours or less per week. If working poor people couldn’t afford health insurance during the pre-Obamacare years, it’s hard to how forcing them to work even less per week helps them out of poverty… unless you are indeed “For the poor”, but there is absolutely nothing compassionate about being for poverty.
In the coming months, we’re going to see people who currently have health insurance on the job losing their health insurance because of Obamacare. The reason? Many companies offer health insurance to their part time employees, but under Obamacare, these employees will start receiving their cancellation letters. Many of these letters will end those insurance policies on dates like March 31, April 30, May 31. The big problem with this is that they won’t be able to sign up for Obamacare even if they wanted to, as Obamacare’s open enrollment ends March 31, 2014. That means those people will be without health insurance until Obamacare’s open enrollment begins again in… October. Let’s hope they don’t get sick.
Many of those people who had health insurance were healthy when they bought their insurance, but since taking out that insurance have developed or discovered a medical problem. What was merely covered without affecting their premiums is now a “pre-existing condition” on any new policy. A pre-existing condition is an illness that was medically diagnosed prior to the effective date of a policy. In other words, if you have had a doctor tell you of a medical condition you have prior to the date that your health insurance policy takes effect, then that is a pre-existing condition. A new policy with a pre-existing condition will cost those customers significantly more.
And if the decrease in hours and higher premiums isn’t enough to impact an already sluggish economy, the massive new taxes that are implemented in 2014 under Obamacare will have its residual effect. Remember that “won’t raise taxes by a single dime” promise that Obama made? Whether you agree with Obama’s administration that it’s a “tax”, or you agree with Obama’s administration that he didn’t lie because it’s a “penalty, not a tax”, his administration made sure that forgotten promise remains a “lie”. This past weekend, the administration finalized new taxes.
These are just a few of the problems we’re going to face with Obamacare in 2014. While Mary Landrieu attempts to fix one problem, what she is avoiding is just the tip of the iceberg. We’re still going to hit that iceberg. 2014 will be a GOP year. Perhaps after Landrieu gets fired, she can go back to school and learn how to read, and maybe then, she’ll read the trainwreck bill now known as Obamacare.