The Coming Housing Crash Of 2010

December 27, 2009

Ever wonder why the Democrats really are pushing this partisan health care bill through, despite the majority of Americans being against it? Perhaps it’s what lies on the horizon, both of which they are well aware is about to happen, and that they knowingly caused… a second time.
Follow laconservative on Twitter
Many political analyst believe that if the Democrats push through the health care very quickly, that the general public will be forgiving. Case in point, when the Louisiana Legislature tried to push through pay raises for theirselves, the Louisiana citizens rose up in defiance and began to threaten recall. Enough legislators backed off that threat and the pay raises never went through. Not even Governor Bobby Jindal was above the criticism, but the failure to get the pay raise to go through and the fact that Hurricane Gustav hit Louisiana shortly afterwards helped silence the general public.

But while the general public may seem to have a short memory, it’s much easier to forget differences when the general public wins, and not the elected officials. On healthcare, the general public lost, and the politicians have won. This is one round that the general public won’t forget anytime soon.

There are other differences as well. The pay raises only had to do with how public dollars were spent, whereas this health care bill will increase premiums that people pay for their health insurance. It’s one thing to mismanage public dollars, but now congress and President Obama is creating a mandatory non-tax, a non-tax in which the government doesn’t necessarily collect, but is also creating inequalities, forcing most to pay the few. Not only will you have to pay additional cost of insurance, but you will be forced to pay for other people’s health care as well.

I have come to the conclusion that when people are generally happy, they don’t care what governments do, just so long as the government does not interfere with their happiness. Even when they are not happy, if the government isn’t causing that unhappiness, people understand it’s not the government and do not hold it against the government. But when governments take an active role in people’s happiness, they also take on the burden of their misery, and as such, people will then turn against the government.

When governments irresponsibly spend the public dollars, people tend to forgive and forget, unless that spending begins to infringe on their happiness. This is why war captivates the public’s attention. People understand there is a reason to go to war, they also understand that it could bring misery to their lives. It’s important that all wars are justifiable because lives will be lost, misery will hit a lot of households, and the existing government can, and will, eventually lose the support of the people. When misery hits enough homes and the war appears to be endless, the people turn against the war.

What Senator Mary Landrieu has chosen to do was to appease those who wish for benefits at the expense of others. This will not be met with the same forgiveness as pay raises for elected officials was. It comes down to this, most people were happy with their health insurance prior to the meddling of Senator Mary Landrieu and President Barack Obama. It would have been one thing for them to reform health care to cover a few people that were without health care, but they didn’t stop there. Most people didn’t want their own health care changed in the process, most people wanted government to stay out of their own lives, and Senator Mary Landrieu has chosen to fix that which most people felt worked fine.

Think of it like this, your neighbor has a broken window, he decides he’s going to fix it on his own. In the process he breaks six more windows, plus he sets your house on fire. You could care less that he broke his own windows, you’ll put the blame squarely on his shoulders for his broken windows, but when he set your house on fire… well, he best just stay away from you. Senator Landrieu has effectively ignited fire in other people’s lives, and they aren’t going to forget it soon.

But, let’s talk about the problem on the horizon, let’s talk about the coming housing crash of 2010. Did anybody notice how well the “Cash for Clunkers” program worked? It worked so well that the federal government expanded it, right? But after that initial jolt in the arm the government created, what happened then? After giving the auto industry a 13% boost in sales, the industry saw sales drop off when the “Cash for Clunkers” ended. Why is this? Because “Cash for Clunkers” did not appeal to people who were not in the car market, it appealled to the people who were considering buying a car within the next year. If you were thinking of buying a new car, then cash for clunkers became an incentive to you to go ahead and trade in that old car and get a new one while you could benefit from the government program. That means if you were planning to buy a car in November-May 2010, you probably purchased that new car already. “Cash for Clunkers” effectively took people out of December – May 2010’s market and put them into a new car, leaving only people who need to buy are new car out of necessity left to purchase one. (ie old car becomes to expensive to fix, car accident totals current car).

The housing market differs in that purchasing a home is not as necessary as purchasing a car. You can rent a home, an apartment, room with other people, but you have to have transportation to go back and forth to work. We need a place to live, but purchasing a home is not a necessity. A car is much more inexpensive than a house is, and when people purchase a home, they will think about it for a long time before they act on it.

Unfortunately the governemnt told people through it’s actions that homes are $8,000 overpriced, and in order to keep home prices high, the government is giving an $8,000 tax credit that ended in November. Even though it was extended, those homes, like “Cash for Clunkers”, were purchased by people who were looking to buy a home in future markets. It took people out of the market in 2010 and put them into the 2009 statistics. This is an artificial high, and like the drop off that happened when “Cash For Clunkers” was originally supposed to end, so will new home sales. Only new home sales doesn’t have the advantage that car sales has. A buyer/seller market applies more to home sales than it does car sales. The more of a buyer market there is, the less people will build new homes to be sold, the less people will be willing to sell their existing home, the more the market staggers.

The $8,000 tax credit tried to keep the housing industry as a sellers market, but in the end they will create a much bigger buyers market. Home sales will see a dramatic fall off as the year goes on… and with it goes much of the remaining support the Democrat party has. Welcome to Hopelessness and Sparechange. The good news is, there’s only three years left of Barack Hussein Obama.

BROWN HAIR, BLUE EYES… NO LEGS; I got a husband with THIS text message on dating website.(News)

The People (London, England) November 13, 2011 Byline: Nick Dorman ; Jack McKay PAINTING half a picture was never going to work for Lewisa Jordan as she tried her luck with online dating.

She simply had to tell would-be boyfriends her features were: “Brown hair, blue eyes, no legs!” Lewisa, 30, was born with a deformed lower body because of a one-in-a-million condition and learned to walk on her hands.

Yet the courageous youngster did better than most – to become a prize-winning horse rider and Cambridge University graduate.

Now, of all her achievements she rates the best as giving birth to her beloved son Ed after meeting and marrying the man of her dreams Graham Jordan, 32.

And it all started with that brave text message when she was 21.

Talking about it for the first time exclusively to The People, Lewisa said: “I was back at my parents’ house for the summer holidays from uni and I was really bored.

“I thought I would try a text chatroom for a laugh, just something to pass the time.” She put her profile on an online forum operated by BT, recalling. “I did it casually, not expecting anything, but soon I got a reply from Graham saying hello.

“He was really friendly and we sent a few texts back and forth.

Lovely “When he asked me what I looked like I wrote ‘brown hair, blue eyes, no legs!’ He wrote back, ‘does that mean you’re short, then?’ “After that we started speaking on the phone and just clicked straight away.

“He was just my type, funny, easy-going and intelligent but because he lived in Glasgow and I was in Lincolnshire I didn’t think anything would come of it.

“Looking back, it was madness but after a few texts and three or four phone calls I invited him to stay with me in Cambridge.

“I even went to pick him up at the airport in my car, which is specially adapted so I can drive. Graham knew what I looked like before he arrived because we had swapped photographs. We fell in love really early in our relationship.

“Even when we had talked on the phone there was an undeniable spark. My legs have never been an issue. He loves me for who I am.” Lewisa had made sure she told Graham about her disability at the first opportunity but he fell for her quick wit and warm personality. go to web site highlights for brown hair

She said: “He knew I had no legs and he told me it didn’t matter to him what I looked like.

“When he saw me he didn’t act any differently. He’s the kind of guy that’s so chilled out he’s practically horizontal, as they say.

“Graham is such an easy going kind of guy and when he told me my condition wouldn’t be an issue for him I believed him. He put me at ease straight away.

“He stayed for the weekend then he just kept visiting.” When she finished her teaching degree, financial worker Graham moved to Cambridgeshire and the couple set up home. She said: “He learned pretty quickly how to assemble my chair.” After three years living together they were married in 2005.

It was their dream to start a family but they were afraid it might be dangerous for her.

Lewisa said: “We looked at fostering but came up against a social worker who couldn’t see past my disability and made it difficult.

“In the end we saw a fertility specialist who told us to try for a baby.” Lewisa became pregnant in 2007. this web site highlights for brown hair

She said: “I was quite excited but scared as well. We didn’t really know what was going to happen and it was a bit of an experiment. None of the doctors could give me much advice because they just didn’t know.” When Lewisa was born her parents gave her up for adoption because they couldn’t cope with her disability caused by the rare condition sacral agenesis.

She said: “They were told I would be a constant burden and I’d never have any kind of life.

“When I was fostered the couple who became my foster parents were even told I would not be able to read or write. “My condition was so uncommon the doctors didn’t understand all the implications.” As a baby Lewisa’s legs were badly deformed and at the age of four it was decided they should be amputated.

She owes a lot to the love and support of foster parents Daisy and John Freshney.

Lewisa said: “I was with them virtually from birth. As far as I am concerned they are my mother and father. I was encouraged to see myself as the same as everyone else.” She enjoyed a fully active childhood in Boston, Lincs, with Guide camps and riding lessons.

At 18 Lewisa was representing the UK in international dressage contests for people with disabilities.

“I was always accepted as a child,” she recalled. “The other kids saw I had no legs but it wasn’t an issue.

“I wasn’t bullied. I went on the climbing frame with the others and if I got stuck they just give me a tug.” Lewisa did so well in school she went on to Cambridge for a BA in Education and achieved her goal of becoming a primary school teacher.

But the prospect of being a mum was the greatest challenge yet.

She said: “I was scared but when you are pregnant you can’t decide you can’t go through with it. As I got bigger I could do less and less and had to just lie down for most of the day.

“During the last couple of months I was really tired and Graham was so sweet. He came home from work to make me lunch.

“I spent my day either in bed or on the sofa watching films because I couldn’t move.

“My belly was too heavy for comfort and I was exhausted.” Harder Ed was delivered by Caesarean a month before he was due in 2008.

Lewisa said: “It was easy. I woke up and the hard part had been done.” Taking the newborn baby home posed more problems for the mum who had to look after her little one from her wheelchair.

She said: “In the morning I had to strap him to me before edging down the stairs very slowly.

“I was always scared I was going to fall forward with him.

“He was a good baby, though, and didn’t cry a lot. But when he learned to walk he became harder to control. We stick to a routine. He has to hold on to my wheelchair when we go out. He will be cheeky and run off but luckily I can move faster than him.” Now a bright three-year-old and looking forward to going to school, Ed towers over his mum.

Graham said: “Lewisa is the love of my life. I don’t see her disability in any way. I never have. It was never an issue for me. She is my soulmate.” Having grown up in a loving family, it is important for Lewisa that Ed has all the joys she had.

She said: “We have one healthy baby I’ve always been of the mind that if someone says I can’t do it, I am more likely to do it.

“Because of the way I was born I have always been very determined.” nick.dorman@people.co.uk CAPTION(S):

SPECIAL SKILLS Lewisa has lots of little tricks to cook without support of legs MUM IN A MILLION Lewisa with her husband Graham and their son Ed WEDDING DAY: In 2005 LAUGHTER: Mum Lewisa plays with Ed HIGH ACHIEVER: Rider and at uni SUPER MUM: Reading with her Ed, three


1 comments
jbs1717
jbs1717

The Dems also know they need to their damage before the 2010 elections, where they are going to lose a lot of seats. Who could stand for 4 years of this kind of destruction. They are also not focused on jobs.

Trackbacks

  1. […] December 27th, 2009, we at Louisiana Conservative warned you that there was going to be a housing crisis. While most of the experts were predicting that gas prices will reach $5.00 a gallon in 2008, we […]

  2. […] December 27th, 2009, we at Louisiana Conservative warned you that there was going to be a housing crisis. While most of the experts were predicting that gas prices will reach $5.00 a gallon in 2008, we […]

Please help Louisiana Conservative Dot Com. Please donate $5, $10, or whatever you can afford to help our cause today!

Like Box